RV & Travel Trailer Insurance
There’s a motor home for just about any taste and budget. You might have something basic — just enough to add a few amenities to your camping trips. Perhaps you retired, sold the house and travel full-time in a luxuriously outfitted 40-foot RV. Maybe you split the difference with a Class C motor home you can easily store in your driveway.
Any motor home is a significant purchase — and, while it might seem like a house on wheels, that doesn’t mean your home or auto insurance policy provide the coverage you want. Our agents can tell you about insurance designed for your RV.
What Does Recreational Vehicle Insurance Cover?
RV insurance policies cover direct and accidental physical damage to a motor home, including permanently installed accessories such as: awnings, antennas and satellite dishes. The range of includes — but isn’t limited to — collision, lightning, flooding, landslides, wind and hail, wild animals, fire and smoke, vandalism and theft, and trees and overhangs.
A standard RV insurance policy may help with potential risks like these:
A low-hanging branch causes damage
You don’t see an obstacle behind you
Your motor home has flood damage