Boat Insurance - P&G Insurance best rates and coverage
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Boat Insurance

Boat Insurance

What does boat insurance cover

Boat insurance covers theft, vandalism, fire and weather-related damage. Also, it protects you when you cause injuries or damage to someone’s property. Furthermore, it covers collision damage and helps pay medical bills if you’re injured by an uninsured boater. So, if you’re responsible for injury to a passenger, your boat insurance will provide coverage. If you purchased medical coverage, it applies to guest passenger injuries even if you’re not at fault. Like auto insurance, standard boat insurance doesn’t cover maintenance or wear and tear. However, there are warranty companies that do.

How much is coverage

The average boater pays a few hundred dollars a year for boat insurance, but it can be much more. Several factors determine how much your premium is. Your claims history, type of boat and boating experience all affect how much you pay. So, let us find the right coverage for you. Because you never know when you need it.

Am I required to have boat insurance

Boat loan lenders and marinas may require it. However, your homeowners policy does not provide the specialty coverage you need if you’re operating a boat. Most boat rental companies offer boat insurance as part of the rental. So, check with your insurance company. The liability portion of a Progressive boat policy normally applies to a rental boat; however, damage to the rental boat would not be covered. As a result,  most boat rental companies want their boats protected, they’ll most likely require you to purchase short-term boat insurance from them. So look into this when renting.

Boat insurance

So, relax with family and friends knowing you’re covered from stem to stern. Get the coverage you want through our alliance with leading boat insurance companies. Because you never know when you need it.

  • Boats and Personal Watercraft

  • Yachts and Boats Over $150,000

  • Protect your watercraft and trailer, including options for agreed value and emergency services.
  • Get customized coverage for damage to your yacht and liability needs unique to large boats.
  • Protect yourself if you’re liable for injuries or property damage.
  • There’s no deductible on most total losses, and you’ll receive the agreed value listed on your policy.
  • Earn discounts for safety, experience and insuring multiple boats, as well other savings opportunities.
  • Furthermore, if your boat is damaged, there’s no depreciation for most covered losses.

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CUSTOMER REVIEWS

  • I have both my auto and home owner insurance with them. They provide exceptional customer service and are committed to making sure you are getting the best coverage while still finding ways to save you money. They are professional and easy to work with. I highly recommend Peterson & Grantham Insurance Brokers.

    MELISSA PAMINTO

  • WOW!!!! I just switched from Geiko to CURTIS AND SAVED OVER $400 Dollars on my Home and Auto Insurance! Curtis is very professional and was up-front with me on the costs and what he could do. He told me right from the beginning what he could do without being too pushy or salesy... I appreciated that. I just sent him my current policy info for what i had and he responded within an hour with his quote which was significantly better.

    KENNY NGUYEN

  • Great company all around. Super easy to deal with, easy access, and they cover pretty much all you will need for both personal and commercial service. 10 stars all around. I highly recommend contacting them to review your polices and/or to look into additional coverage.

    THOMAS LEONARD

  • Peterson and Grantham are highly professional! They shopped around to get me the best deal with the most coverage and as a business owner that’s important in case I ever had an issue. Very responsive with any questions I had and based on their answers very knowledgeable about insurance regulations! I highly recommend them for your insurance needs!

    JOSH WADE

  • P&G Insurance is a professional insurance company and takes care of all our insurance. They saved us money with great coverage.

    ATMA FITNESS

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