Boat Insurance

Boat Insurance

If you keep a boat on Folsom Lake or trailer it up to Lake Tahoe, your homeowners policy is not enough. A home policy gives only limited coverage for watercraft, and it leaves out the things that matter most on the water, like liability if you injure someone, damage to your boat, and towing. A separate boat policy covers the hull, your liability, your gear, and often on-water towing.

What Boat Insurance Covers

We match the policy to your boat and how you use it, from a ski boat on Folsom to a larger boat at Tahoe. Coverage can include physical damage to the boat and motor, liability for injuries and property damage, your equipment, and towing on the water. As an independent broker, we shop it for you and can bundle it with your other policies.

Boat insurance

So, relax with family and friends knowing you’re covered from stem to stern. Get the coverage you want through our alliance with leading boat insurance companies. Because you never know when you need it.

  • Boats and Personal Watercraft

  • Yachts and Boats Over $150,000

  • Protect your watercraft and trailer, including options for agreed value and emergency services.
  • Get customized coverage for damage to your yacht and liability needs unique to large boats.
  • Protect yourself if you’re liable for injuries or property damage.
  • There’s no deductible on most total losses, and you’ll receive the agreed value listed on your policy.
  • Earn discounts for safety, experience and insuring multiple boats, as well other savings opportunities.
  • Furthermore, if your boat is damaged, there’s no depreciation for most covered losses.

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CUSTOMER REVIEWS

  • I have both my auto and home owner insurance with them. They provide exceptional customer service and are committed to making sure you are getting the best coverage while still finding ways to save you money. They are professional and easy to work with. I highly recommend Peterson & Grantham Insurance Brokers.

    MELISSA PAMINTO

  • WOW!!!! I just switched from Geiko to CURTIS AND SAVED OVER $400 Dollars on my Home and Auto Insurance! Curtis is very professional and was up-front with me on the costs and what he could do. He told me right from the beginning what he could do without being too pushy or salesy... I appreciated that. I just sent him my current policy info for what i had and he responded within an hour with his quote which was significantly better.

    KENNY NGUYEN

  • Great company all around. Super easy to deal with, easy access, and they cover pretty much all you will need for both personal and commercial service. 10 stars all around. I highly recommend contacting them to review your polices and/or to look into additional coverage.

    THOMAS LEONARD

  • Peterson and Grantham are highly professional! They shopped around to get me the best deal with the most coverage and as a business owner that’s important in case I ever had an issue. Very responsive with any questions I had and based on their answers very knowledgeable about insurance regulations! I highly recommend them for your insurance needs!

    JOSH WADE

  • P&G Insurance is a professional insurance company and takes care of all our insurance. They saved us money with great coverage.

    ATMA FITNESS