Automobile Insurance Sugar Land Texas - P&G Insurance
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Automobile Insurance Sugar Land Texas

Auto mobile Insurance in Sugar Land , Texas

Looking for automobile insurance? Do you live in Sugar Land Texas? Peterson & Grantham Insurance offers auto insurance in your area. Our insurance company that has over a decade of experience. We take pride in getting our customers the best coverage with the most affordable and competitive rates. We do not charge an added brokers fee, so we can really focus on great rates. Auto Insurance is very important and we work with dozens of carriers. 

Minimum Car Insurance Requirements in Sugar Land, TX

Sugar Land, Texas has a minimum liability coverage requirement known as the 30/60/25 rule. This means each policy must include at least:

  • Individual Bodily Injury Liability (BIL): $30,000.
    The maximum your insurance company will pay for an individual person injured in a car accident.
  • Total Bodily Injury Liability: $60,000.
    The most your insurer will pay in total for every person injured in a car accident.
  • Property Damage Liability (PDL): $25,000.
    The total your insurance carrier will pay for property damage caused by a car accident.

There are other coverages available and we would be more than happy to find the right coverage for you. Give Peterson & Grantham Insurance a call to get your FREE automobile insurance quote. We are here for all your insurance needs. You may also be interested in getting your insurance bundled to save you even more money. Click HERE to learn about our insurance bundles.

Proof of Financial Responsibility in Sugar Land

Insurance companies provide policyholders with a proof-of-insurance card in The Woodlands. Drivers must show a current card when they are:

  • Asked for it by a police officer,
  • Are involved in an accident,
  • Register a car or renew its registration,
  • Get or renew a driver’s license
  • Have their car inspected

If you are involved in an accident, you should ask the other driver for his or her insurance information and write down this information before leaving the scene of the accident. Always call 911 after a car accident, regardless of how serious the accident was. This is just a common practice to have the accident on record. Because having the right automobile insurance in Sugar Land Texas is very important, let us take care of it for you.

Penalties for Violating Texas Insurance Law

The penalties for violating Texas financial responsibility laws are as follows:

  • First offense: fine of $175 to $350
  • Additional offenses: fine of $350 to $1,000, suspension of your driver’s license, and impoundment of your car
  • Offense without a driver’s license: $2,000 maximum fine, 180 days in jail, or both
  • Offense if you cause an accident with serious injuries or death: $4,000 maximum fine, one year in jail, or both

Automobile Insurance with Accidents

No matter how carefully you drive, accidents can happen. Even the most defensive of drivers who pay careful attention to the road can be at fault for an accident, as other factors such as bad weather, sudden loss of control, and distractions inside the vehicle can cause a crash. When an accident happens, your first instinct is to assure that you and other people in the car aren’t hurt. Once you assess the damage, you will probably have to consider the fact that the accident will make your insurance rates rise.

Most local car insurance companies in The Woodlands, Texas will label almost any driver that has caused a wreck as high-risk. Finding low auto insurance quotes or a new insurance company after being involved in an accident isn’t always easy, but there are several ways to do so. Follow us on Facebook to keep up to date with any latest news. Also you may contact us here for an easy quote.

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