When it comes to auto insurance not all insurance policies is created equal. You have many options when it comes to your auto insurance and being insurance correctly to the key regardless of who you are insurance with. In California the minimum liability limits are only 15/30/5.These limits stands for $15,000 per person, $30,000 combined liability losses per accident, and only $5,000 for property damage.
For all homeowners Peterson & Grantham recommends minimum liability coverage of 100/300/100. Increasing your liability limits to 250/500/100 or even 500/500/100 can be done for a very small increase per month. If you find the additional coverage still not enough coverage you can add an umbrella policy which will provide an additional $1,000,000 of liability coverage. The umbrella policy can be increased up to $10,000,000 in increments of 1 million dollars.
Also, if you are a homeowner looking at combining your home and auto insurance with the same carrier will provide you an additional discount on your auto insurance by 15% to 30% depending on the auto carrier.
Give our office a call and let us see which of our dozen auto insurance carriers is going to be the best fit for you. With a wide range of auto insurance carriers we will fit the right policy to you and your driving needs.