Dwelling Fire Coverage
Knowing the difference between Dwelling Fire Insurance and regular Homeowners Insurance is important if you own multiple properties. It’s easy to confuse the two types of policies due to their similarities, but the differences are significant.
How Dwelling Fire Coverage Differs from Standard Plans
Typical homeowners insurance policies pay for damage to the owner’s primary home in the event of certain types of disasters. Fire protection is usually part of the coverage. Dwelling fire coverage applies to vacation homes and other properties you may own but don’t use as a regular living space. It covers properties such as cottages, cabins, and rental investments. It covers attached structures such as garages and decks as well. If you need Dwelling Fire Coverage request a free quote HERE.