Commercial Property Insurance

Commercial Property Insurance

Commercial property insurance provides coverage for the physical assets of a business, including buildings, equipment, inventory, and furniture. This type of insurance helps protect your business from financial losses due to damage or loss of property.

Why Do You Need Commercial Property Insurance?

Commercial property insurance is essential for several reasons:

  • Financial Protection: Covers the costs of repairing or replacing damaged or lost property.
  • Business Continuity: Ensures your business can continue operating smoothly after a covered loss.
  • Peace of Mind: Knowing that your business assets are protected against unexpected events.

Key Coverage Areas

Commercial property insurance typically includes the following types of coverage:

  • Building Coverage: Protects the physical structure of your business premises.
  • Business Personal Property Coverage: Covers equipment, inventory, furniture, and other contents of your business.
  • Business Income Coverage: Provides coverage for lost income and operating expenses if your business is temporarily unable to operate due to a covered loss.
  • Extra Expense Coverage: Covers additional expenses incurred to minimize the impact of a covered loss on your business operations.

Benefits of Commercial Property Insurance

  • Comprehensive Protection: Offers a wide range of coverage options tailored to your business needs.
  • Risk Management: Helps manage the financial risks associated with operating a business.
  • Customized Policies: Allows you to choose coverage options that best fit your business needs.

 

Common Exclusions

While commercial property insurance provides extensive coverage, there are some common exclusions, including:

  • Flood and earthquake damage (may require separate policies)
  • Wear and tear
  • Intentional acts or misconduct

Get Covered Today

Protect your business assets with commercial property insurance. Contact us today for a personalized quote and ensure your business is safeguarded against unexpected losses.

What are you waiting for? Fill out our easy “Free Quote” form today to see how Peterson & Grantham Insurance Brokers can help save you money on your California homeowners insurance coverage! Contact us today by clicking HERE. Follow us on Facebook for news updates and specials.

CUSTOMER REVIEWS

  • I have both my auto and home owner insurance with them. They provide exceptional customer service and are committed to making sure you are getting the best coverage while still finding ways to save you money. They are professional and easy to work with. I highly recommend Peterson & Grantham Insurance Brokers.

    MELISSA PAMINTO

  • WOW!!!! I just switched from Geiko to CURTIS AND SAVED OVER $400 Dollars on my Home and Auto Insurance! Curtis is very professional and was up-front with me on the costs and what he could do. He told me right from the beginning what he could do without being too pushy or salesy... I appreciated that. I just sent him my current policy info for what i had and he responded within an hour with his quote which was significantly better.

    KENNY NGUYEN

  • Great company all around. Super easy to deal with, easy access, and they cover pretty much all you will need for both personal and commercial service. 10 stars all around. I highly recommend contacting them to review your polices and/or to look into additional coverage.

    THOMAS LEONARD

  • Peterson and Grantham are highly professional! They shopped around to get me the best deal with the most coverage and as a business owner that’s important in case I ever had an issue. Very responsive with any questions I had and based on their answers very knowledgeable about insurance regulations! I highly recommend them for your insurance needs!

    JOSH WADE

  • P&G Insurance is a professional insurance company and takes care of all our insurance. They saved us money with great coverage.

    ATMA FITNESS