Commercial Auto Insurance

Commercial Auto Insurance

Commercial auto insurance provides coverage for vehicles used for business purposes. This type of insurance protects businesses from financial losses due to accidents, theft, and other incidents involving their commercial vehicles.

 

Essential for several reasons:

  • Legal Requirement: Most states require businesses to have commercial auto insurance for their vehicles.
  • Financial Protection: Covers the costs of repairs, medical expenses, and legal fees resulting from accidents.
  • Business Continuity: Ensures your business can continue operating smoothly even after an accident or vehicle damage.

Types of Coverage

Commercial auto insurance typically includes the following types of coverage:

 

  • Liability Coverage: Protects against bodily injury and property damage claims.
  • Physical Damage Coverage: Covers repairs or replacement of your vehicle due to accidents, theft, or other incidents.
  • Medical Payments Coverage: Pays for medical expenses for the driver and passengers injured in an accident.
  • Uninsured/Underinsured Motorist Coverage: Protects against losses caused by drivers with insufficient or no insurance.
  • Hired and Non-Owned Auto Coverage: Provides liability coverage for vehicles not owned by the business but used for business purposes.

Benefits of Commercial Auto Insurance

Commercial auto insurance is crucial for businesses that use vehicles for:

  • Transporting goods or equipment
  • Visiting clients or job sites
  • Driving employees to and from job locations
  • Deliveries and logistics

Why Commercial Auto Insurance

  • Comprehensive Protection: Offers a wide range of coverage options tailored to your business needs.
  • Peace of Mind: Knowing that your business vehicles are protected in case of accidents or other incidents.
  • Risk Management: Helps manage the financial risks associated with operating business vehicles.

Get Covered Today

Ensure your business vehicles are protected with commercial auto insurance. Contact us today for a personalized quote and secure your business against unexpected losses.

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CUSTOMER REVIEWS

  • I have both my auto and home owner insurance with them. They provide exceptional customer service and are committed to making sure you are getting the best coverage while still finding ways to save you money. They are professional and easy to work with. I highly recommend Peterson & Grantham Insurance Brokers.

    MELISSA PAMINTO

  • WOW!!!! I just switched from Geiko to CURTIS AND SAVED OVER $400 Dollars on my Home and Auto Insurance! Curtis is very professional and was up-front with me on the costs and what he could do. He told me right from the beginning what he could do without being too pushy or salesy... I appreciated that. I just sent him my current policy info for what i had and he responded within an hour with his quote which was significantly better.

    KENNY NGUYEN

  • Great company all around. Super easy to deal with, easy access, and they cover pretty much all you will need for both personal and commercial service. 10 stars all around. I highly recommend contacting them to review your polices and/or to look into additional coverage.

    THOMAS LEONARD

  • Peterson and Grantham are highly professional! They shopped around to get me the best deal with the most coverage and as a business owner that’s important in case I ever had an issue. Very responsive with any questions I had and based on their answers very knowledgeable about insurance regulations! I highly recommend them for your insurance needs!

    JOSH WADE

  • P&G Insurance is a professional insurance company and takes care of all our insurance. They saved us money with great coverage.

    ATMA FITNESS